Frequently Asked Questions

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  • What is the procedure for entering into retirement?

    Please refer to the I am Ready to Retire page.

  • How soon after my retirement date will I receive my first Pension Benefit check?

    To be considered retired under the Plan you must have a bona-fide termination of employment which either immediately precedes or follows your benefit effective date.  A bona-fide termination of employment is a period of 60 consecutive days during which you are not employed with nor eligible to receive any hours or compensation from any employer which currently or formerly participated in this Plan.

    The Trust requires that you apply for retirement benefits to commence 60 days in advance of the date you wish benefits to start.  For example, if your application is received by the Administration Office during the month of October, the earliest you may receive your first benefit would be January, provided you met all other requirements before January 1st.

  • What is MPRA?

    The Multiemployer Pension Reform Act of 2014 (MPRA) was enacted on December 16, 2014. The new law impacts all multiemployer defined benefit pension plans along with provisions which impact plans depending on their Pension Protection Act (PPA) zone status.

  • What are the Multiemployer plan disclosure rules?

    Upon written request, the plan is required to provide to participants and contributing employers the following plan documents:

    • Current Plan Document
    • Latest Summary Plan Description
    • Current Trust Agreement
    • Requesting Employer’s Participation Agreement
    • Form 5500
    • Annual Funding Notice
    • Audited Financial Statements
    • Actuarial Valuation Report
    • Funding Improvement or Rehabilitation Plan